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Auto Finance Contributing Editor. Lauren Fix, also called The Car Coach, is an automotive and auto finance expert. Her understanding of vehicles has made her the go to person on TV, radio, print media and the Internet.
She has authored multiple books and writes a column for several outlets, including Parade Magazine, NewsMax and Car Coach Reports.
She is a regular guest on major news and morning shows, discussing the latest updates on cars and car financing that will help drivers make smart decisions when buying, maintaining and financing cars. What to consider when choosing a payday and title loan lender.
The message here is always to work harder and be smarter about what you do. That is good advice, but what about in extreme situations, where the odds are against you. What should you do if you are short just a little cash, and it might mean the difference between a big lose and a big win. In this situation, wouldn't it be better to get a cash advance, rather than risk a downward swing in fortune.
As an example, let's look at a guy named Theodore. He's getting kicked out of his apartment in a few days, due to reasons which have nothing to do with him. His paycheck was also a little short for the third time in a row, which means his phone bill, will probably be higher, too.
If you borrowed 5,000 over a 48 month period and the loan had an 8 arrangement fee (400), your monthly repayments would be 131. 67, with a total payback amount of 6,320. 12 which including the 8 fee paid from the loan amount, would have a total cost of 1,720.
Representative 18. 23 APR. ARE THERE ANY FEES.