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He said there was a bench warrant for my arrest which I knew was bogus. This payday loan with Ashland Smart money loan was incurred in 2011 and was listed on the bankruptcy. I have them calling me saying they are a private investigator and that I am under criminal investigation, they have smart money loan I am under fraud investigation, that I have a summons, and also the bench warrant thing.

I know these are all scare tactics but how do I get them to stop. Ronald, you said "I filed for bankruptcy on 021913 and the bankruptcy was discharged on 32213" which doesn't seem right because a Chapter 7 bankruptcy takes about three months to go from filing to discharge of debts. But I'll assume that you did get a discharge of debts in a Chapter 7 bankruptcy and the Ashland Enterprises debt was discharged.

That said, as you're finding out, those people will resort to about anything to get you to send them money and they are difficult to find and difficult to sue and collect against (they certainly have done enough to allow you to sue them).

As a practical matter there is really not much you can do to get them to stop. If you can block their calls, do that. If not and you can tell that it's them calling, don't answer.

Smart money loan

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Smart money loan

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Smart money loan

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Smart money loan