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Late Payments Hurt Your Credit Score. Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay.
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Your monthly payments would be fixed at £224. 41 and you would pay total interest of £578. 76 over the 36-month term. Debt consolidation. If you have run up other debts at high rates of interest, a personal loan can quick cash loan rates a good way to manage your borrowings and bring down the cost.
Lets say you have built up a debt of £3,000 on a store card that charges interest of 29. You could take out a loan for £3,000 at, say, 8, to pay off the store card balance and reduce the monthly payment.
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